DESIRED
PROPERTIES
RESOURCES & CALCULATORS
We’ve collected all of the region-specific information you will need for better decision-making and accurate calculations!
Pre-Construction Closing Costs Breakdown
Understand what the Closing Costs are for Pre-Construction and New Development purchases?
Land Transfer Tax Calculator
This calculator calculates Land Transfer Tax for both provincial and municipal land transfer taxes (municipal only applicable only in Toronto) when necessary.
This calculator also takes into account differences in taxes paid when you are a first-time homebuyer.
CMHC Insurance Calculator
Calculates the cost of your mortgage insurance premium as it changes with your down payment percentage.
Note that after a 20% down payment, CMHC insurance is no longer required.
Your premium is added to their mortgage loan, so it’s not cash that you'll need to have upfront!
However, you will will be paying it off over the life of their mortgage.
GTA Mortgage Rates
This rate table shows 5-year fixed mortgage rates in the Greater Toronto Area.
To compare other rate types and terms, click on the filters icon beside the down payment percentage.
Mortgage Affordability Calculator
When purchasing a property, the first step is to figure out how much you can afford. The mortgage affordability calculator takes the most important factors like your income and expenses and determines the maximum purchase price that you can qualify for.
Mortgage Payment Calculator
Calculate the amount of cash you'll need to close as well as the monthly carrying costs with this Canadian mortgage payment calculator.
Mortgage Renewal Calculator
Calculate how much your mortgage payments may change when you renew your mortgage, based on Canada's available mortgage rates, or a custom rate of your choice.
Mortgage Refinance Calculator
This calculator will help you determine if you should you refinance your mortgage.
Calculate your new mortgage payment with a lower rate or after you’ve accessed home equity.
This will also estimate any penalties you may incur.
Mortgage Penalty Calculator
This calculator will estimate any penalties you may incur if you were to refinance your mortgage.
*Disclaimer: Please note that the calculation results are estimates based on our most up-to-date information sourced from lenders’ publicly stated methodology and first-hand accounts. This information is subject to change and does not include special offers or any discharges, registration, reinvestment or transfer fees. For more details, contact your lender directly.
Appreciation Calculator
This calculator will calculate the future value or the appreciation rate of your property using this online tool.
Enter the purchase and sales prices, dates, and years since purchase, and see the potential future value of your investment.
CONTACT US
Mail
WhatsApp